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Keller Williams Realty, LLC (KWRI) has entered relationship with various unaffiliated licensed insurance producers to make available medical, dental, vision, term life, and other insurance and related products (the "Program") to employees of KWRI's independent franchisees and their independent real estate agents (collectively, "Consumers"). Real Estate Agent Insurance Services, LLC (REAIS), an affiliate of KWRI, is a licensed producer involved in marketing and advertising the Program to Consumers, but not in selling, soliciting or negotiating insurance products. KWRI and REAIS do not represent, and will not provide assistance or recommendations to, any Consumer regarding insurance coverage terms and conditions. Participation in the Program is 100% optional, and KWRI and REAIS do not assume any responsibility as to the suitability of insurance products purchased in connection with the Program.

Questions regarding medical, dental, and vision products should be directed to Healthy Business Group, LLC at support@hbgnow.com.